Mission Statement
At the National Association of SBA Loan Brokers, we are committed to elevating excellence, transparency, and accountability in SBA lending. Our mission is to empower SBA loan brokers through education, ethical standards, and advocacy, while reinforcing trust in the 7(a) lending ecosystem.
In light of the 7(a) Loan Agent Oversight Act (H.R. 1804) which mandates the SBA's Office of Credit Risk Management to collect, analyze, and report annually to Congress on loan agent performance, fraud incidence, referral fees, risk metrics, and communication practices we affirm our dedication to:
Through our professional community, NASLB ensures that SBA loan brokers operate with integrity, comply with regulatory requirements, and foster reliable capital access for small businesses while aligning fully with evolving federal oversight obligations.
NASLB Code of Ethics
As a member of the National Association of SBA Loan Brokers (NASLB), you commit to the highest standards of integrity, transparency, and professionalism in SBA loan brokerage.
Membership in NASLB is a privilege, not a right. All applicants must be approved by the Membership Director, pay the applicable membership fees, and successfully pass a background check to ensure compliance with ethical and professional standards.
Integrity and Honesty
Act with honesty and fairness in all interactions with clients, lenders, and industry partners. Provide borrowers with truthful, accurate, and complete information about SBA loan options, costs, and requirements.
Transparency
Clearly disclose all fees, compensation, and potential conflicts of interest to borrowers and lenders. Ensure borrowers understand all terms, conditions, and obligations before proceeding.
Professional Competence
Maintain up-to-date knowledge of SBA regulations, lending policies, and industry best practices. Provide services only within areas of demonstrated competence.
Client Protection
Safeguard borrower confidential information and act in their best interests. Avoid steering borrowers toward unsuitable loan products for personal gain.
Professional Conduct
Maintain respectful and professional relationships with all industry participants. Avoid practices that could damage the reputation of SBA lending or loan brokerage.
Accountability
Fully cooperate with NASLB ethics reviews or SBA oversight investigations when required. Report unethical or fraudulent activity when encountered.
Membership Requirements
Application Review – All new memberships must be approved by the NASLB Membership Director.
Payment of Fees – Membership becomes active only after full payment of dues.
Good-Standing Verification – Applicants must successfully pass a professional good-standing verification check.
NASLB members must sign an Ethics Agreement upon joining and annually reaffirm their commitment to this Code of Ethics. Violation of these principles or failure to meet membership requirements may result in suspension or termination.